Which Car Should You Own To Keep Your Insurance Rates Most Affordable?
Do you consider the cost of insurance before you buy your dream car? You should. The Highway Loss Data Institute analyzes the cost to insurance companies from theft, collision, and injury claims as they relate to cars. They look at the color of the cars, how many doors they have, and even break them down type. The Highway Loss Data Institute is a nonprofit public service organization. It is closely associated with and funded through the Insurance Institute for Highway Safety, which is wholly supported by auto insurers.
HLDI gathers, processes, and publishes data on the ways losses vary among different kinds of vehicles. http://www.iihs.org/vehicle_ratings/ictl/ictl.htm 4-Door cars have a 93% less chance of having a claim related to theft than their sibling 2-Door cars. Buy a Buick LeSabre and have relatively no chance of a theft loss. Compare that to the convertible Chevrolet Corvette that has over 5 times the average theft rate. You may have known that.
However, did you know that the Toyota Celica has a 67% higher chance of theft than the Toyota Camry? In addition, even though the 2002 Lexus IS 300 gets a "best pick" rating from the Insurance Institute for Highway Safety for its performance on crash tests, previous years' models of the same car are some of the most costly in terms of collision claims. "One of the factors that come into play there is the cost of repairing an expensive vehicle," says Russ Rader, with the Insurance Institute for Highway Safety. What about safety? You may be surprised at some of the results. For example, the Porsche 911 has a 67% less chance for injury claims than the norm. Go figure.
The Mitsubishi Lancer has almost double the injury claim rate over the norm. Where does you car fit for injury theft and collision? What about your dream car? Take a look at this run down based on 2000-2002 HLDI data: Models that are among the most expensive for theft claims include:
- Cadillac Escalade four-wheel drive
- Chevrolet Corvette Convertible
- Lincoln Navigator four-wheel drive
- Jeep Cherokee four-door
- BMW 3 series Convertible
- Buick LeSabre
- Buick Park Avenue
- Volvo V70 Station Wagon
- Mercury Grand Marquis four-door
- Suzuki Esteem four-door
- Kia Rio four-door
- Mitsubishi Mirage two-door
- Kia Sepectra four-door
- GMC Sierra 2500 two-wheel drive
- Chevrolet Silverado 2500
- GMC Yukon XL 1500 four-wheel drive
- GMC Sierra 2500 four-wheel drive
- Chevrolet Tahoe two-wheel drive
- Subaru Impreza WRX four-wheel drive four-door
- Lexus IS 300 4 door
- Hyundai Tiburon two-door
- Porsche 911 Coupe
- Acura RSX
- Ford Excursion two-wheel drive
- GMC Safari four-wheel drive
- GMC Sierra 2500
- GMC Yukon XL 1500 four-wheel drive
Individual Voluntary Arrangement IVA, an alternative to bankruptcy
An Individual Voluntary Arrangement (IVA) is an alternative to bankruptcy. If you have a substantial amount of unsecured debt an IVA could be your best solution.IVAs are controlled by government legislation and can only be set up by licensed Insolvency Practitioners. An IVA acts as a legally binding agreement between you and your creditors, freezing interest charges on your debt and setting an affordable monthly payment amount over an agreed fixed period (usually 5 years).It is important to remember that you should only consider an IVA if you have sufficient money available to contribute towards repaying your debts each month or additional assets which could be taken into consideration.Disadvantages of BankruptcyNotices placed in the press Potential loss of assets such as your home, business and car Long term effect on your ability to apply for a credit or a mortgage Restriction to work within certain professions or hold a position of officeYour utility suppliers ? gas, electricity etc...
Individual Voluntary Arrangement IVA, an alternative to bankruptcy
Car rental > Individual Voluntary Arrangement IVA, an alternative to bankruptcy
Which Car Should You Own To Keep Your Insurance Rates Most Affordable?
Do you consider the cost of insurance before you buy your dream car? You should. The Highway Loss Data Institute analyzes the cost to insurance companies from theft, collision, and injury claims as they relate to cars. They look at the color of the cars, how many doors they have, and even break them down type. The Highway Loss Data Institute is a nonprofit public service organization. It is closely associated with and funded through the Insurance Institute for Highway Safety, which is wholly supported by auto insurers.
HLDI gathers, processes, and publishes data on the ways losses vary among different kinds of vehicles. http://www.iihs.org/vehicle_ratings/ictl/ictl.htm 4-Door cars have a 93% less chance of having a claim related to theft than their sibling 2-Door cars. Buy a Buick LeSabre and have relatively no chance of a theft loss. Compare that to the convertible Chevrolet Corvette that has over 5 times...
Which Car Should You Own To Keep Your Insurance Rates Most Affordable?
Car rental > Which Car Should You Own To Keep Your Insurance Rates Most Affordable?
Your Money, Your Life, or Your Seat Belt
A seat belt is one of those things in life that just doesn't make sense to about 40,000,000 people in the United States.
After all, freedom of choice is the Free World cornerstone and when it comes to our automobiles, we want to ride them any way we choose."Liberty or death!" shouts a protestor on the nightly news.
He values his God-given Freedoms to drive without fear of an illegal search and seizure.
"The people," he contends, "aren't idiots and can govern their own safety."
Courts determine whether driving without a seat belt is a Right or a Privilege, but "by God we will defend our freedoms ?till our dying breath."Unfortunately, that's just what happens each year.What these people don't realize is just what choice they are making when they drive without a seat belt wrapped around everyone in the car.
Government and industry have sponsored multi-million dollar safety seat belt awareness campaigns for decades.
Usage has climbed, but...
Your Money, Your Life, or Your Seat Belt
Car rental > Your Money, Your Life, or Your Seat Belt
Secret Method To Explode Your Ebay Sales!
eBay is now the 8th most visited site on the internet and it has just one purpose - sales. With 40 million visitors per month most eBay sellers are missing a golden opportunity. They are missing the opportunity to cultivate long term clients. It is a proven fact in marketing that you will continue to buy over and over again from people and companies that you know, like and trust. Yet 95% of all internet marketers fail when it comes to eBay.
Most are looking for the fast buck. They have completely miss the opportunity to use eBay as a lead generation tool. They miss the opportunity to create a list of people that will be willing to consume your products over and over again. Lead generation on eBay can be accomplished in several ways. The most popular way is by using the self liquidating ad.
A self liquidating ad is one that pays for itself. In other words your customer directly pays your advertising costs. What they are purchase from you is really some form of advertising....
Secret Method To Explode Your Ebay Sales!
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Waterway Adventures Houseboat Rentals Rides the Online Reservation Wave with New Web Initiative
Lake Cumberland, KT (ContentDesk) March 1, 2006 -- Waterway Adventures, http://www.waterwayadventures.com, Kentucky's Houseboat Vacation Rental Company, released their new vacation site along with a new online houseboat reservation center initiative. Waterway Adventures recognized the changing trend towards online bookings and adjusted their plan accordingly.
They focused on creating an easy stress-free process for planning your vacation time.
Consumers are demanding answers at their fingertips.
Cheryl Cory of A Site 2be Seen (http://www.asite2beseen.com) Web Services Company explains, "More and more companies are recognizing the need to be available 24/7 and internet technologies offers a realistic cost effective solution".
Round the clock online employees are much easier to work with as emails, FAQ and other tools answer...
Car rental > Waterway Adventures Houseboat Rentals Rides the Online Reservation Wave with New Web Initiative
Life in the Fast Lane
Dallas, Texas/Whippany, NJ (ContentDesk) September 22, 2005 -- Shelly Caolo is a dedicated mother, wife, and business professional who owns her own company and serves as Vice President of Marketing for American PPO, Inc. At first glance, you do not get the impression that this Dallas born-and-bred Texas beauty would have a fascination with cars or the incredible need for speed, but she does. Caolo's interest in fast cars began in high school, where she drove a Pontiac Firebird (400 CID Ram Air III). Today, her collection consists of a 1996 yellow Porsche 993 Twin Turbo; a 1993 black Porsche 928 GTS that once belonged to Lars Ulrich, drummer for Metallica; and a "classic" 1967 fully-restored black Austin Healey 3000, Caolo claims "is a sweet ride in the autumn when the leaves have changed and the air is cool and crisp." "My wedding gift from my husband was a 'Speed Yellow' Porsche 993 Twin Turbo which I later had modified with a Stage III upgrade and a 'beefed up' and lowered suspension,"...
Life in the Fast Lane
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